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Our agents work with you to customize policies  Explore Our Services

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Services

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Product Development & Design

Insurance products tailored to credit unions, co-operatives, and member groups — including the Members Group Plan for dependents in the case of death.

Underwriting — Personal & Commercial

From single-vehicle motor through complex commercial property, we underwrite and place with the right partner.

Claims Assistance

We work with you and the underwriter to keep settlements moving. See Claims for what to bring.

Premium Financing

Spread the cost of your annual premium over manageable instalments.

Asset Valuation & Management

Insured at the right value — not over, not under.

Online & Direct-Deposit Payments

Visa / Mastercard, Sagicor direct deposit, EFT, cheque, or in branch — 24/7.

Online Policy Renewals

Personal Lines, commercial motor, travel, group life, health, and personal accident — all online.

Risk Management Solutions

Beyond cover: we help identify risk exposures and design mitigation strategies.

An agency built to advocate for you.

As our tagline suggests — “covering the Co-operative Movement of Jamaica” — our mandate has been to serve the co-operative movement, and over the years JCIA has extended its reach to include the wider insuring public.

We’re an agency with deep capitalisation, multi-underwriter placement, and the staff continuity to back it up.

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Common questions

Frequently asked questions.

Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.

40+ Years of Experience

Serving Jamaica's co-operative movement since 1983.

24/7 Online Payments

Pay any policy securely, any time.

Most claims must be notified within days of the incident. For motor claims, please have ready: your motor vehicle details / certificate, driver's licence, certificate of fitness, and any photos of the accident. Notify us as soon as possible by phone, email, or via the Claims page.

No. While JCIA was formed to serve the Co-operative Movement of Jamaica, our products are available to the wider insuring public. Credit union and co-operative members do qualify for member rates on certain group products.

Five options: online via our secure portal (Visa / Mastercard); direct deposit to our Sagicor Bank account; Electronic Funds Transfer; cheque; or in-branch payment. Premium financing is also available, subject to terms.

Yes — but for a motor quote we will need a claim letter from your previous insurer for the final quote. We can provide a preliminary quote first while that letter is being obtained.

We place cover with Jamaica's leading underwriters: Sagicor, BCIC, Guardian, General, Key, and Advantage. As an independent agency, we shop your risk across the market.

Stay informed.

    For All Your Insurance Needs.

    KINGSTON

    2-2a Manhattan Road P.O. Box 435, Kingston 5, Jamaica W.I. Contact: +1(876)929-5360

    MANCHESTER

    26 Hargreaves Avenue
    Contact: +1(876)625-4311

    ST. JAMES

    Unit 13 Fairview, Market Place Contact: +1(876)971-5842

    ST. ELIZABETH

    Shop #12, Levon Plaza
    Contact: +1(876)312-7304

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